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everyone is going to die sometime but then how do life insurance companies make money life insurance is essentially a contract between the insured and the insurance company that pays out if the policyholder the insured dies the life insurance money generally goes to a family member or beneficiary but how can this be profitable … Read more

Hello! I’m Brian David Gilbert, and recently, my COBRA insurance ran out, so I used that QLE to look up some HDHPs and PPOs but ended up going with an average premium HMO health insurance policy. Every word in that sentence burned as it came out of my mouth. That’s right folks, I’m talking about … Read more

There are 3 levels of health care costs. The higher your costs for the year, the higher up you go. Level 1, You’re paying everything. When your healthcare expenses get to a certain point, you enter Level 2, where you and your insurance company share the costs. If the money you’re paying out of your … Read more